• OUR 4 CHICAGOLAND BANKRUPTCY

    LAW OFFICES

FREE CONSULTATION CALL TODAY:
312-853-0200
Bill Busters
  • Home
  • About
    • OUR HISTORY
    • WHY CHOOSE OUR LAW FIRM
  • Office Locations
    • DOWNTOWN CHICAGO BANKRUPTCY
    • CHICAGO BANKRUPTCY (SOUTH SIDE)
    • CHICAGO BANKRUPTCY (NORTHWEST)
    • CHICAGO BANKRUPTCY (WEST OF CHICAGO)
    • SCHAUMBURG BANKRUPTCY
  • Bankruptcy Services
    • CHAPTER 7 BANKRUPTCY
    • CHAPTER 11 BANKRUPTCY
    • CHAPTER 13 BANKRUPTCY
    • CHICAGO PARKING TICKETS
    • FORECLOSURE LAWYERS
    • STOP CHECK GARNISHMENT
  • Bankruptcy Help
    • BANKRUPTCY FORMS
    • BANKRUPTCY FAQ’S
  • Testimonials
  • Contact Us
  • Menu Menu

Make a post-bankruptcy plan to rebuild your credit

Bankruptcy, Chicago, Personal

In filing for bankruptcy, you are taking the first step toward a fresh, new financial future. Gone will be that mountain of debt that has been wearing you down.

Once the bankruptcy is behind you, restoring your credit will be the next goal, and you can begin by putting together a plan of action in five easy steps.

1. Take stock of your situation

You can get free annual credit reports. Take a close look to make sure all the information is accurate. If there are errors, you will need to dispute them and see that the mistakes are corrected. You will also want to check your credit score—also for free—and look at the same score each month in order to track it accurately.

2. Develop a budget

Putting a budget together will help immensely when you are rebuilding your credit. You probably received budget counseling in connection with the bankruptcy process, and it will help you keep your finances in check.

3. Create your emergency fund

Make it a habit to set a little money aside each month. Having an emergency fund of even $200-$300 will help you take care of unexpected expenses so that you will not have to take a payday loan or use your credit card.

4. Apply for secured credit

A secured credit card is one that you back with a deposit, and the credit line is normally that amount. Having this kind of card after bankruptcy helps to build a good credit profile. Be sure that the bank or credit union you choose for your card reports activity not just to one, but to all three credit bureaus. You want to have your credit information recorded everywhere.

5. Make timely payments

Once you have put all the parts of your post-bankruptcy plan into action, keep it humming along by making payments on time every month. When you begin seeing an improved credit score, you will be proud of yourself and well on your way to a sound financial future.

Share this entry
  • Share on Facebook
  • Share on Twitter
  • Share on LinkedIn
  • Share by Mail
https://billbusters.com/wp-content/uploads/2018/09/blog-image.jpg 300 300 adminlaw https://www.billbusters.com/wp-content/uploads/2019/01/highres-logo-billbusters-transparent-1030x412.png adminlaw2018-09-25 04:30:132018-09-30 21:01:44Make a post-bankruptcy plan to rebuild your credit

Office Locations

One Century Centre

Billbusters, Borges and Wu, LLC.
1750 E. Golf Road
Suite 384
Schaumburg, IL 60173

 


Downtown Chicago

Billbusters, Borges and Wu, LLC.
105 W. Madison, 23rd Floor
Chicago, IL 60602

 


Southside

Billbusters, Borges and Wu, LLC.
10708 S. Western Avenue
Chicago, IL 60643

 


South Holland

Billbusters, Borges and Wu, LLC.
900 E. 162nd Street, Suite 202
South Holland, IL 60473

 


 

Berwyn

Billbusters, Borges and Wu, LLC.
7222 W. Cermak, #715
North Riverside, IL 60546

 


 

 

Link to: Contact Us

Still Have Questions? Feel Free To E-mail Us

In certain cases, we are even able to offer a same-day bankruptcy filing with no money down – saving you time and money. Need help filing bankruptcy we can help you start.

Great feedback is always needed in order to improve and grow our bankruptcy law firm Please fill free to leave a review, let us know who your attorney was, did we provide great customer service, were we professional, did we get your the information you were looking for? We want to know.

Leave A Review

Located in Chicago, the law firm of Billbusters, Borges and Wu LLC. represents clients throughout Illinois, including, but not limited to the cities of :Alsip, Arlington, Heights, Bellwood, Berkeley, Berwyn, Blue Island, Bridgeview, Broadview, Brookfield, Burbank, Calumet City, Chicago, Chicago Heights,  Chicago Ridge, Cicero, Country Club Hills, Des Plaines, Dolton, Elk Grove Village, Elmwood Park, Evanston, Evergreen Park, Flossmoor, Forest Park, Franklin Park,  Glencoe,  Glenview, Glenwood, Golf, Hanover Park, Harvey, Harwood Heights, Hazel Crest, Hickory Hills, Hillside, Hines, Hoffman Estates, Hometown, Homewood, Justice, Kenilworth, La Grange, La Grange Park, Lansing, Lemont, Lincolnwood, Lyons, Markham, Matteson, Maywood, Melrose  Park, Midlothian, Morton Grove, Mount Prospect, Niles, Northbrook, Oak Forest, Oak  Lawn, Oak Park, Olympia Fields, Orland Park, Palatine, Palos Heights, Palos Hills, Palos  Park, Park Forest, Park Ridge,  Posen, Prospect Heights, Richton Park, River Forest, River Grove, Riverdale, Riverside, Robbins, Rolling Meadows, Schaumburg, Schiller Park, Skokie, South Holland, Steger, Stone Park, Streamwood, Summit Argo, Techny, Thornton, Tinley Park, Westchester, Western Springs, Wheeling, Willow  Springs, Wilmette, Winnetka, Worth and All of Cook County IL.

DISCLAIMER

The information contained in this website is for general information purposes only. The information is provided by Billbusters, Borges and Wu LLC and while we endeavor to keep the information up to date and correct, we make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, suitability or availability with respect to the website or the information, products, services, or related graphics contained on the website for any purpose. Any reliance you place on such information is therefore strictly at your own risk.

*For legal fee only. Other conditions apply. Please ask your attorney for details.

Hyperlocal Marketing, Inc. Digital Marketing for Lawyers

© 2019 BillBusters, Borges and Wu, LLC.

Scroll to top